Car insurance for teenagers

More and more teenagers are taking to the roads, with most choosing to buy a car rather than relying upon sharing a parent's vehicle.

Locating a suitable car is only one part of the mission however: the other important part is that of finding affordable car insurance so you can enjoy driving your new car knowing that you are covered.
Generally the cost of a teenage driver insurance policy is higher than for an experienced driver. The reason for it being higher is mainly down to the simple fact that new drivers, particularly younger drivers have less experience on the roads.
Finding insurance with an affordable premium can prove a frustrating and time consuming task when searching individual companies, answering the same questions over and over again.

How to save money on teenage car insurance

In order to increase your chances of finding cheap car insurance for teenagers it is important to consider the following points:

Fight the urge to buy a high performance car or one with modifications, as a teenage driver these types of cars will only up your premium, wherever possible stick to the smallest sized engine. This will help to lower the insurance prices you are quoted.

Don't opt for an expensive car in the first instance, instead go for one that is in good working condition but not top of the range. You will pay a higher premium if your first car is a costly make or model.

Weigh up the cost of third party, fire and theft cover versus a fully comprehensive policy. It may be cheaper to take out a TPFT policy but this isn't always the case and you may be able to secure better coverage at a similar price.

Check if potential insurers will quote you a cheaper price if you accept a larger voluntary excess. This is the amount of money you opt to contribute if you do have an accident.  Having a bigger excess may reduce your premium but remember to set this at a level you could afford in the event of a claim. 

Finally, shop around with our comparison tool and quickly compare teenage car insurance quotes from dozens of companies to find competitive prices